636 N Fletcher AvenueFernandina Beach, FL 32034Price: $1,679,500

  • Price: $1,679,500
  • Est. Mortgage of $/month
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$/month over payments
Federal 30-year interest rate: 6.43% last updated on Jul 2, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,679,500List Price
  • 4Bedrooms
  • 3Full Bath
  • 2,212Square Feet
Wake up to the sound of the ocean and soft coastal breezes at this beautifully updated second-row beach home on Amelia Island. This 4 bed/3 bath coastal retreat blends classic island charm with thoughtful modern updates and flexible living spaces. There's even room for a POOL (see rendering). Offered fully furnished, this home is move-in ready with only a few select items the seller will exclude (see private remarks). The upper level features a spacious primary suite, guest room, and full bath. Downstairs offers two additional bedrooms and another full bath, creating the perfect layout for family and guests. Designed for versatility, the home includes two updated kitchens and two laundry rooms, allowing the home to function as one or split for rental use or extended stays. Inside features a bright coastal feel with shiplap accents, new wide-plank LVP flooring upstairs, updated bathrooms, and newer appliances. The upstairs living area includes a gas range and cozy fireplace. Major updates include a new roof (Nov 2025), PGT windows and doors (Feb 2026), and HVAC systems (2023 & 2025). Additional features include two 120-gallon gas tanks, whole-home generator, Rinnai tankless water heater, and spray foam attic insulation. Outside offers a paver driveway, covered paver patio, composite decking with cable railing, vinyl privacy fence, and outdoor shower. Close to beachfront dining and historic downtown, this home captures true island living. Whether full-time, second home, or investment, this furnished coastal retreat delivers it all.

Property Details of 636 N Fletcher Avenue

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.43% last updated on Jul 2, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Chad Feuerhahn of SUMMER HOUSE REALTY

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of July 3, 2026 10:33 AM UTC. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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